The complete journey

How EURV Works. From account to settlement.

From creating your account to accepting payments and building on the API — this is how value moves on the EURV network, step by step.

THE EURV JOURNEY6 STEPS
EVERY MOVEMENT FOLLOWS THE SAME DISCIPLINED PATH
Six steps

The Complete Journey, in Detail.

Six steps take you from first sign-in to full integration. Each one is designed to stay simple for people — and powerful for platforms.

01

Create your account

Your EURV account is your entry point. Register with your email, confirm a verification code and set your secure PIN. Identity verification is applied as required by system rules and your jurisdiction.

  • Email plus one-time verification code
  • Secure PIN — and biometric unlock where supported
  • Identity verification where required
  • Ready to use once approved
CREATE ACCOUNTSTEP 3 OF 5
  • Email AddressVERIFIED
  • Verification CodeCONFIRMED
  • Create Secure PININ PROGRESS
  • Identity VerificationWHERE REQUIRED
  • Your EURV WalletUNLOCKS NEXT
02

Get EURV

Obtain EURV through the payment methods and services available in your region. The options you see inside your account are the ones currently supported for you.

  • Methods are shown inside your account
  • Availability depends on region and eligibility
  • Clear status for every funding event
GET EURVYOUR REGION
  • Bank TransferWhere supported in your region
    REGION-DEPENDENT
  • Card PaymentsWhere supported in your region
    REGION-DEPENDENT
  • Partner ServicesAvailable through participating providers
    REGION-DEPENDENT

The methods available to you are shown inside your account and depend on your region and eligibility.

03

Hold EURV

Keep your EURV balance securely within your EURV account. Your balance is maintained by EURVON's backend on a double-entry ledger — the app is the interface, not the vault.

  • Backend-held balances, never browser-held
  • Session and device management
  • Full transaction history in one place
EURV BALANCEPROTECTED
Available Balance
€0.00
2,180.00 EURV · EUR-denominated
  • PIN + biometric protection
  • Balances maintained by EURVON's backend
  • Recorded on a double-entry ledger
04

Send EURV

Send EURV directly to another eligible EURV user. Every transfer passes through authentication, authorization and risk controls before it settles on the ledger.

  • Person-to-person within the EURV network
  • Reference and status on every transfer
  • Traceable, auditable movement
TRANSFERREF-88231
JJohnSender
250.00 EURV →
SSarahReceiver
Initiated
Authorized
Settled

Every transfer passes authentication, authorization and risk controls before settlement.

05

Pay with EURV

Use EURV with participating merchants, platforms and service providers. Pay from your balance, respond to payment requests and keep every receipt in one activity feed.

  • Participating merchants and platforms
  • Payment requests from businesses
  • One activity feed for everything
CHECKOUTORDER-10294
Nova Books — Digital Services1 item · delivered digitally
Order total42.50 EURV
STATUS · AWAITING PAYMENT
06

Build with EURV

Integrate EURV into your application or business through developer-focused APIs — payments, transfers, webhooks and reconciliation, all behind authenticated endpoints.

  • Developer-focused API and sandbox
  • Webhooks for real-time payment events
  • Reconciliation and reporting tools
Build With EURV
POST /v1/paymentsGUIDE
POST /v1/payments
{
  "amount": "42.50",
  "currency": "EURV",
  "reference": "ORDER-10294"
}
RESPONSE { "status": "settled" }
Under the hood

Anatomy of a EURV Transaction.

Every movement of EURV follows the same disciplined path — authenticated, authorized, checked, recorded. No balance is ever changed in a browser. No entry is ever written alone.

01

Authenticated request

Every operation reaches an authenticated, rate-limited API — never a browser-side balance change.

02

Authorization

Account status and permissions are checked before anything moves.

03

Risk checks

Automated risk controls and transaction monitoring review the operation.

04

Transaction engine

The movement is validated and prepared for execution.

05

Double-entry ledger

Balanced entries are recorded for both sides of the movement.

06

Settlement

Balances are updated atomically within the EURV network.

07

Audit log

The event becomes traceable for reporting, review and reconciliation.

Who it's for

One Network. Three Ways In.

The same infrastructure serves individuals, businesses and developers — each with a journey designed for them.

FOR INDIVIDUALS

Move value in everyday life.

Send, receive and pay with EURV through one simple account.

  • 01Create your account
  • 02Complete verification
  • 03Get EURV in your region
  • 04Send & pay where accepted
  • 05Track every activity
FOR BUSINESSES

Accept and move digital value.

Give customers another way to pay — and manage it all in one place.

  • 01Open a business account
  • 02Enable EURV acceptance
  • 03Create payment requests
  • 04Settle & reconcile
  • 05Manage in one dashboard
FOR DEVELOPERS

Build EURV into your product.

Payments, transfers and webhooks through a developer-focused API.

  • 01Open a developer account
  • 02Get your API keys
  • 03Build in the sandbox
  • 04Go live
  • 05Monitor with webhooks
Eligibility

Simple by Design. Controlled Where It Matters.

Onboarding is designed to stay simple — but financial infrastructure must stay disciplined. Verification, eligibility and regional availability keep the network safe for everyone using it.

Read about transparency

Availability & eligibility

What applies to you is always shown inside your account.

  • Accounts are subject to registration and verification requirements.
  • Features, limits and services vary by region and eligibility.
  • Requirements may evolve as the EURV ecosystem develops.
  • Important changes are communicated inside the application.

Account Security

Secure authentication and session management.

Transaction Security

Risk controls and transaction monitoring.

Access Controls

Strict controls for administrative and operational access.

Auditability

Important financial events are recorded and traceable.

Explore Security on the Homepage
Questions

How It Works — FAQs

Registering with your email and verification code takes only a few minutes. Identity verification, where required, may take additional time depending on applicable requirements.

Transfers between eligible EURV users are designed to settle within the EURV network. Timing can vary depending on checks and service conditions.

Your EURV balance is held within your EURV account and maintained by EURVON backend systems, with movements recorded on a double-entry ledger.

EURV transfers take place between eligible EURV users within the EURV network.

If a payment is not completed, it is not settled. The status is shown in your activity, and the event remains logged for traceability.

Ready when you are

Start with EURV.

One currency, one infrastructure — many ways to participate.